Lingering housing discrimination
•  Discrimination has been reduced but has not ended.
• Federal studies indicate that about one in five home sellers, realtors, or apartment managers will discriminate against African Americans. The rate of discrimination is slightly higher against Latinos, a little lower against Asian Americans.
•  Discrimination by lenders and mortgage insurance brokers is also sometimes a factor, potentially raising costs paid by homeowners of color.
Sources: U.S. Housing and Urban Development 2000 study; Kate Davis, “Housing Segregation in Seattle”