Just as regular maintenance is health insurance for your car, it is also health insurance for your body. Maintaining your health now will prevent you from needing major "repairs" later. Making healthy choices now will save you a lot of trouble in the future.
ACL stands for anterior cruciate ligament. It is one of the main ligaments of the knee, and prevents the shin bone from sliding out in front of the thigh bone.
An injury to the ACL happens when the ligament is over-stretched or torn. A tear may be partial or complete. These injuries can occur if you:
The United States healthcare system is among the most complicated in the world, and can be overwhelming to a newcomer. This article will help you to navigate the complex world of providers, facilities and services.
The Affordable Care Act, also known as Obamacare or the ACA, is a law intended to reform the health care system and make health insurance more affordable. The law has gone into effect in stages. For example, a provision that requires insurance to fully cover preventive services (like cancer screenings) was implemented in 2010, while the part of the law that stops insurance companies from denying people health insurance because of pre-existing conditions takes effect in 2014.
Say you've already got health insurance. How does Affordable Care Act affect you? Well, there are a couple of ways:
If you already have health insurance, you don't need to do anything new or different, unless your insurance company says so. Be sure to read about the preventive services that are now fully covered by your plan, regardless of whether you have a deductible, co-insurance or co-pays.
If you buy the Student Health Insurance Plan (SHIP) through the University of Washington, you should expect to find very little changed. However, SHIP is subject to the same requirements as other health insurance policies, and therefore now fully covers preventive services like birth control and immunizations. You can read about your benefits under SHIP here.
Please note that SHIP will no longer be offered starting Fall Quarter of 2015. Click here for more information.
Starting January 1, 2014, the Affordable Care Act will require everyone to purchase a health insurance plan, just like the government requires people who own a car to buy car insurance. Fortunately, if you're a typical college student without much income, there are subsidies available to lower the cost of private insurance. If you are low-income, you might be eligible for public insurance, also known as Medicaid, for which you would not need to pay.
Please note that under Medicaid (aka Washington Apple Health), mental health services can only be provided by one of the Regional Support Networks (RSNs). Medicaid does not cover these services at Hall Health Center.
In order to obtain coverage for services received at Hall Health Center and other parts of UW Medicine, you must have an insurance plan through one of the following companies:
If you are an uninsured resident of Washington State, you may have two options:
Curious as to how much you might be looking at paying for your health insurance? Here's a special calculator that estimates your monthly payment for health insurance (though keep in mind that you might be eligible for Medicaid if you earn less than 138% of the Federal Poverty Level).
Depending on where you're from, your home state may or may not have its own health insurance exchange (a website set up to facilitate finding and purchasing a health insurance plan). You can use the federal government's Health Insurance Marketplace to get routed to your state's exchange. If your state does not operate an exchange, you can use the federal government's version to buy your plan.
Similarly, your state may not have opted to expand Medicaid eligibility. Read more here about the Medicaid expansion.
There are other elements of the Affordable Care Act that may affect you:
Check out this cartoon-style infographic on what the Affordable Care Act means for young people.
The federal government's HealthCare.gov website offers lots of resources to help you make sense of the Affordable Care Act.
Washington State's Health Plan Finder is where you'll purchase health insurance if you need to buy an individual (i.e., not employer- or parent-sponsored) plan and are a Washington resident.
If you're not a Washington State resident, the federal government's Health Insurance Marketplace can help you purchase a plan.
Authored by: Hall Health Center Health Promotion staff
Reviewed by: Hall Health Center Administration staff, January 2014
Picking the right shoe can be a daunting task for any runner. Popular opinion about what type of footwear is best seems to change every few months. Are neutral shoes actually better than supportive? What about barefoot running? What if you've been told that your feet pronate?
Antibiotics are medications that destroy bacteria or slow down their growth. You might wonder about why your medical provider prescribes antibiotics for some conditions, but not for others.
If you are diagnosed with a bacterial infection, your provider may write you a prescription for antibiotics. Bacteria are microscopic organisms that can sometimes cause the following infections:
Not sure whether to use ice or heat after an injury? Use these guidelines to help you decide.
Possession of up to one ounce of marijuana is legal in Washington State for those over the age of 21. However, you may not smoke pot anywhere on the University of Washington campus.
The most obvious signs that a friend has a drinking problem include: